Everything You Need to Know About Flood Insurance When Buying a Lakefront Home

Owning a lakefront home is a dream come true for many. The views, the recreational opportunities, and the lifestyle appeal make lakefront properties highly desirable. However, these homes also come with unique responsibilities and considerations, one of the most important being flood insurance. Flood protection can seem complicated, especially for first-time lakefront homeowners, but understanding […]

Did You Overpay for Flood Insurance?

FEMA has released information on providing refunds to property owners who overpaid for flood insurance. The Homeowner Flood Insurance Affordability Act requires FEMA to restore Pre-Flood Insurance Rate Map (FIRM) subsidized rates and issue refunds of excess premiums collected for: pre-FIRM properties not insured when the Biggert-Waters Flood Insurance Act of 2012 was enacted; pre-FIRM […]

Flood Insurance Questions to ask Your Agent

Flood insurance is a hot topic right now. Maybe you are trying to buy a waterfront home or trying to sell or refinace your current one. Either way…facts, options and choices can be very confusing. There are several things you should know before talking to your insurance agent that can help determine the right flood […]